How to fill a Cheque Book and Form? Full Secure

What is Cheque Book and How to fill a Cheque form?

You must have heard the name of the bank Cheque Book, and it will also be used. If you do not know it and have not been used. So what is the bank Cheque Book by reading this blog How is the bank Cheque Book used? What is a Cheque number and Cheque Detail? How to fill a Cheque form? How does Cheque work? You will know about all this.

You read this blog until the end. Which will give you all the information about the Bank Cheque Book?

What is a Cheque Book?

A Cheque book is a kind of mood pattern. That makes the user pay to another person and company. The consumer has an account with any bank. In which it stores its currency. A Cheque book is provided to him by the bank. So that he can pay. The consumer Cheque Book shows the name, date, payment amount and signature of the recipient. Whereby the bank recognizes everything and receives money.

You may have come to know what is a Cheque Book?

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What is a Cheque Book number?

The number given in the Cheque Book is called a "Cheque Book Number". These numbers give information about different types of things. like

IFSC ( Indian Financial System) Code:-

Its abbreviation is financial. This is a special code of 11 numbers. The bank branches which are given by the Reserve Bank of India. In which the first 4 numbers represent the bank. The fifth number is zero. Which is kept for future use. 6 number of last displays the branch. Which is the branch number of the bank.

Cheque Book Number:-

The Cheque Book number is on the left side of the lower part. Which has six numbers of numbers? Which indicates the cheque number. The Cheque Book Number is first kept in record for Cheque payment in banks.

• MICR Code:- Magnetic Ink Character Recognition ( MICR ) Code, whose abbreviation is magnetic. This is a special code of 9 numbers. Which shows that the Cheque has been issued by the bank. This code has 9 numbers. Which is in 3 parts.The first three numbers represent the city. Due to which it is called City Code. In this, the Cheque Book shows the city's pin.
• The second number 3 represents the bank code. Every bank has its own unique code. Where by the bank is traced.
• The third number 3 represents the branch. Every branch has its own unique code. Which branch of the Cheque Book is detected. This code is used on all types of bank payments.

Optional Code:-

This is a backup code. Which is issued by the RBI. It displays the account number given byReserve Bank of India (RBI).

Transaction code:-

The last 2 code is the Bank transaction code. This can be a number from 01 to 99. Which indicates the type of Cheque. Like number 10 shows the savings account and 11 current accounts. It is reserved for the numbered institute from 01 to 49 and 50 to 99 credit instants.

How does the Cheque Book payment system work?

It took more time to get the payment from the Cheque first. But as we have internet facility available today, it takes time for you to get paid. When you deposit the Cheque, the bank worker uses the numbers earned for identifying the Cheque's consumer. And send the copy of the Cheque to that bank. The bank scrutinizes the sign and Cheque's the account. Payment is done after the Cheque's is identified.

How to fill a Cheque Book?

You must take care of the following when filling the Cheque Book. like

• When filling the Cheque Book form you should start from the vacant place.
• The name spelling should be correct in the Cheque Book.
• Use only the word at the last place while filling the amount in the Cheque Book.
• Sign clearly in the Cheque Book. There should not be any kind of error.
• Empty places should be filled with a dashed line.
• Words written in the Cheque Book should not be deducted.

You can understand from this picture.

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